Financial Literacy Guide

This page by the Consumer Financial Protection Bureau provides resources on various financial topics, including loans and credit cards.

Do you have a credit card? Not sure which one to get? This page by CFPB provides detailed information of terms you should understand before applying for credit cards.

This is a set of training modules to test your financial skills. A certificate of completion will be sent to ou once you finish.

This quiz provided by the Consumer Financial Protection Bureau (CFPB) can help determine the status of your financial well-being and what steps to take to improve.

As a student, it's likely that you won't need to file your taxes. However, depending on your financial situation, you may need to file as an individual or provide your tax information to your guardians who claim you as a dependent. Follow the instructions on the IRS page to determine if you need to file.

Created by the Federal Financial Literacy and Education Commission. This is a great government resource that you can use to learn how to budget your money and includes many tips on how to borrow, save, and invest.

Federal Student Aid provides information about how you can get your loans forgiven. Forgiveness is typically given to people who work a certain number of years in public service or other qualifying professions; however this type of loan forgiveness is not guaranteed.

This Federal Student Aid page provides an overview about how you can pay your student loans. Having debt may feel overwhelming, but knowing how to deal with your student loans loans can help.

When you start your first job, you will hear many terms that will seem unfamiliar, especially when it comes to benefits. This site will introduce to you the importance of retirement plans - what you save now, will be very important for the future.

This page is specifically for students like you. This site is full of free reports about what Social Security can do for you.

The CFPB is extremely helpful in providing key terms related to financial fraud (e.g., phishing, spoofing, etc.) and how-to guides in dealing with scams and fraud.

Hopefully you will not have to use this resource, but if you suspect that your identity has been compromised, visit this site. You will find what actions and steps you need to take. There are also sample letters that you can send to have any fraudulent activity removed from your credit reports.

FCRA, or the Fair Credit Reporting Act, ensures that consumers have access to their credit information, and that other parties (including employers) may have limited access to your credit report. As of December 2024, there is a proposed rule to protect consumers from "harmful data broker practices"

USA.gov provides an overview of many common financial scams including charity scams and unemployment scams.

This is the only authorized website to provide free annual credit reports. Try not to use alternate websites to get your credit report - they may be fraudulent or charge you unnecessary fees.